A health insurance policyholder could get cashless treatment only at network hospitals with whom the insurance company has tied up. The insurance company settled medical expenses directly with the network hospital. If it is a non-network hospital, the policyholder had to pay the entire amount from his pocket and then go through the cumbersome claim reimbursement process.
Under the ‘Cashless Everywhere’ system, the policyholder can get treated in any hospital they choose through cashless hospitalisation facility. Even if the hospital is not in the network of the insurance company, the insurer will still settle the bill at the hospital, allowing the policyholder to avail of cashless treatment.
